Buying your first home is an exciting milestone, but it can also feel overwhelming with all the steps, terms, and decisions involved. Whether you’re in Melbourne, Sydney, or anywhere in Australia, understanding the process will help you feel more confident.
Here’s a quick guide to help you start your journey:
- Save for a deposit – usually at least 5–20% of the property price.
- Understand your borrowing capacity – a mortgage broker can help you assess this.
- Check if you’re eligible for First Home Owner Grants or stamp duty concessions.
- Get pre-approval to know your price range.
- Find your dream home and make an offer.
- Finalise your loan and settlement.
Tip: A mortgage broker can help you access competitive rates, explain your options, and guide you through the process from start to finish.Call to Action:
📞 Ready to start your journey to homeownership? Contact Ankur Gupta today for a free First Home Buyer consultation — and let’s find the best loan options tailored to you!

